Covenants/Policy Summary

Covenants are an important part of an HOA.  They protect Homeowner’s rights, they give confidence to banks to provide you a mortgage and to insurance companies to indemnify you against loss, all of which ultimately help protect your investment in your home.

Sam’s Covenant Summary   This Covenants/Policy summary above was prepared and distributed at the 2009 HOA Meeting by Sam Stewart for easy reference.